1. Upload
Use a CSV export from your bank or credit card. No bank password required.
Your money, explained clearly
Find the money that keeps disappearing.
Upload a bank CSV. Valor finds recurring charges and spending patterns, then shows exactly how the recovered money could move your debt payoff date.
No bank login Encrypted HTTPS upload Original CSV is never stored
August money reset
Your next best move
Potential monthly breathing room
$286
Could move Card A’s payoff about 9 months sooner*
1Review recurring charges$58/mo
2Set dining target$140/mo
3Redirect fee savings$88/mo
*Illustrative example. Your report uses the debts and transactions you confirm. Estimates are educational, not financial advice.
A reset, not another budget
Three steps. One clear money move.
2. Verify
Confirm recurring charges and categories before anything affects your plan.
3. Act
Get three practical actions and a tested snowball or avalanche payoff comparison.
Encrypted in transit. Never stored as a source file.
Your CSV travels over an encrypted HTTPS connection, is analyzed temporarily in server memory, and is never written to file storage. Only summarized reset results are retained in encrypted storage for your signed-in account. Valor does not sell personal or financial data.
No online service can promise absolute security. Review your export and remove information that is not needed for the analysis.