1. Upload
Use a CSV export from your bank or credit card. No bank password required.
Your money, explained clearly
Find the money that keeps disappearing.
Upload a bank CSV. Valor finds recurring charges and spending patterns, then shows exactly how the recovered money could move your debt payoff date.
No bank login You verify every recommendation Original upload is deleted after analysis
August money reset
Your next best move
Potential monthly breathing room
$286
Could move Card A’s payoff about 9 months sooner*
1Review recurring charges$58/mo
2Set dining target$140/mo
3Redirect fee savings$88/mo
*Illustrative example. Your report uses the debts and transactions you confirm. Estimates are educational, not financial advice.
A reset, not another budget
Three steps. One clear money move.
2. Verify
Confirm recurring charges and categories before anything affects your plan.
3. Act
Get three practical actions and a tested snowball or avalanche payoff comparison.
Privacy is part of the product.
Your upload is private, used only to create your reset, and deleted immediately after successful analysis. Valor does not sell financial data. The live beta supports CSV analysis; PDF extraction will be added only after it meets the same accuracy controls.